Debt Advice

At HMS we are committed to helping our customers find a solution to their debt problems, unfortunately HMS cannot provide debt advice, however there are a number of free independent resources available such as debt counsellors or charities, that are happy to provide impartial advice at no cost. Please see below for links to some resources that prior customers of HMS have found to be useful:

Citizens Advice Bureau

Tel: Please refer to the website for your local number

Money advice service

Tel: 0800 652 1316

Step Change

Tel: 0800 138 1111


We recognise that these are difficult times and we are here to support you though this period. Please contact us to discuss the options that are available to you if you are experiencing financial difficulty as a result of Covid-19.  Our office is staffed as normal and our opening hours remain Monday to Friday 9:00am to 5:30pm.

In addition, if you are experiencing debt difficulties as a result of the Covid-19, the FCA have provided some guideline to assist you, which can be found at the following link: